Social Lending

Most of us experience difficulty financially. We turn to banks, maxing out credit cards or do cash advance and pay day loans. But there are those that were not able to pass through bank loan applications. Aside from all these, there is another way of borrowing or lending money. You can check out Prosper loan wherein they have this so called social lending or peer to peer lending. A form of micro-financing coupled with social networking. The funding of the loan comes from circle of friends that are willing to invest to fund a loan. Their rates are low and it focuses on helping the needy ones thereby structuring the interest lesser than the other lending institutions. So if you need a loan check out Prosper loan.

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