Trim Down my Muffin Top

It is still January but I am already slacking in my goal to trim down my muffin top :-) I am already thinking of getting the help of fat burner pills since this flab of mine is very stubborn. My husband has been asking me to join him going to our complex's gym but the cold winter weather makes me a coward to go out everyday. I have so many alibis every time he asks me. He even brought home set of weights for me to use at home and encourage me to use the yoga DVD but laziness struck me big time :-) Hopefully when the weather gets a little bit warmer, I will start bringing our DD for a daily walk again. I am also thinking of buying an exercise ball to use here at home. Oh man! So many plans and no actions yet :-)